Fiduciary vs Financial Advisor:
A Higher Standard of Care
The difference between a fiduciary vs financial advisor comes down to accountability. A fiduciary must put your interests first, while non-fiduciary financial advisors are not held to the same standard. At Financial Enhancement Group (FEG), our fiduciary duty helps ensure that your financial plan is built on transparency and trust. You can be confident our recommendations are driven by your family’s goals, not outside incentives.
Why Credentials Matter
At Financial Enhancement Group (FEG), every family relationship is built on trust, competence, and transparency. As a fiduciary wealth management firm, we believe your financial advisor should have the education, training, and commitment to act in your best interest at all times.
Professional credentials are more than letters after a name, they represent years of education, rigorous exams, continuing education requirements, and an unwavering adherence to ethical standards.
Our Professional Designations
Below is a complete list of the credentials held by members of the FEG team, along with descriptions of what each designation represents and the team of professionals who have earned them.
CERTIFIED FINANCIAL PLANNER® (CFP®)
A widely recognized certification for professionals who provide comprehensive financial planning. It signals broad training across the planning process and a commitment to fiduciary duty and ethics.
- Financial planning process & client discovery
- Retirement income strategies
- Investment planning & portfolio construction
- Tax-aware planning
- Estate and legacy considerations
Approved education, a comprehensive exam, and relevant professional experience, plus adherence to a Code of Ethics and ongoing continuing education.
You receive coordinated, holistic advice—investments, taxes, retirement, and protection planning working together—delivered under clear ethical standards.
FEG Team Members with this Credential
ACCREDITED INVESTMENT FIDUCIARY® (AIF®)
A designation focused on implementing a prudent, documented fiduciary process for managing client portfolios and retirement plans.
- Fiduciary duties & Fi360’s trademarked Prudent Practices®
- Investment policy statements (IPS)
- Due diligence on investments and providers
- Ongoing monitoring & fee reasonableness
- Managing conflicts of interest
- Best-interest documentation
Specialized coursework and assessment centered on fiduciary standards, with an ethics attestation and continuing education to maintain the mark.
Your portfolio decisions follow a repeatable, transparent process designed to put your interests first and document how decisions are made.
FEG Team Members with this Credential
owned by Fi360, Inc
CERTIFIED KINGDOM ADVISOR® (CKA®)
A designation for advisors who integrate biblically wise financial counsel with planning and investment guidance, supported by training and ethical standards.
- Stewardship and generosity principles
- Planning disciplines (cash flow, debt, saving)
- Retirement and investment considerations
- Family legacy and charitable giving
- Client care within defined ethical standards
Coursework and assessment, character and pastoral references, and adherence to a code of ethics with periodic continuing requirements.
If faith informs your financial decisions, a CKA® advisor aligns strategies with your values while addressing practical planning needs.
Search the Certified Kingdom Advisor® public directory (via Kingdom Advisors/FaithFi).
FEG Team Members with this Credential
owned by Kingdom Advisors.
Chartered Financial Analyst® (CFA®)
A globally recognized credential in investment analysis and portfolio management emphasizing ethics, rigorous research, and professional practice.
- Ethical and professional standards
- Financial statement analysis
- Equity, fixed income, and alternatives
- Derivatives and quantitative methods
- Portfolio construction and risk management
A multi-level exam program, relevant professional experience, and adherence to a strict Code of Ethics and Standards of Professional Conduct, with ongoing membership requirements.
It signals deep training in evaluating securities and building risk-aware portfolios grounded in ethical practice.
Use CFA Institute’s public directory/guidance to confirm charterholder status.
FEG Team Members with this Credential
owned by CFA Institute.
Chartered Market Technician® (CMT®)
A credential specializing in the technical analysis of financial markets—studying price, trend, and investor behavior to inform decisions and manage risk.
- Charting, trend, and momentum analysis
- Indicators, market breadth, and intermarket work
- Risk management and position sizing
- Trading system design and evaluation
- Behavioral finance applications
A multi-level exam curriculum administered by the CMT Association, plus professional conduct standards and ongoing learning through the association.
You benefit from a disciplined, data-driven lens that complements fundamentals with market-behavior insights.
Refer to the CMT Association for designation details. If needed, we can provide documentation upon request.
FEG Team Members with this Credential
owned by CMT Association.
Enrolled Agent (EA)
A federally authorized tax credential from the IRS for professionals who represent taxpayers on federal tax matters.
- Individual and business taxation
- IRS practice and procedure
- Tax research and compliance
- Representation and ethics
- Year-round tax planning considerations
Passing a comprehensive IRS examination (or qualifying IRS experience) and meeting continuing education and ethics requirements set by the IRS Office of Enrollment.
You get representation rights before the IRS and advice from a professional focused specifically on federal tax law and procedure.
Use the IRS directory of credentialed preparers (includes EAs) and confirm by name and location.
FEG Team Members with this Credential
Internal Revenue Service (IRS).
Financial Paraplanner Qualified Professional™ (FPQP®)
An entry-to-intermediate designation that builds foundational financial planning knowledge for professionals who support advisors and clients.
- Client discovery and documentation
- Cash flow, budgeting, and debt basics
- Insurance and risk fundamentals
- Retirement and education funding basics
- Investment building blocks & terminology
Coursework and assessment through the College for Financial Planning with an ethics commitment and continuing education to keep skills current.
You receive organized, well-documented support that helps your lead advisor deliver timely, accurate planning.
Search the College for Financial Planning public designee directory.
FEG Team Members with this Credential
For questions or to confirm credentials, please contact:
or service marks of the College for Financial Planning®. All rights reserved.
Your Next Step
Credentials are important, but they’re just one part of what makes FEG different. The best way to understand how our team’s skill sets can help you is to meet us.