Emergency Fund Best Practices: How Much to Save, Where to Keep It, and How to Start
Building an emergency fund is one of the simplest ways to create financial stability — and one of the most common questions we hear is
Fiduciary Retirement Planning
We help reduce
financial
Regrets!
Working with a fiduciary financial advisor takes the guesswork out of retirement planning. We will provide you with things to think about today, ideas to consider for your future, and if we choose to partner together, we will put it in writing.
Market Carver: Your 7-Minute Thursday Brief
Since 2009, plain-English market insights land every Thursday at 11:04 AM ET
to help you stay confident and keep financial regrets low.
Market Carver: Your 7-Minute Thursday Brief
Since 2009, plain-English market insights land every Thursday at 11:04 AM ET
to help you stay confident and keep financial regrets low.
Your Retirement Shouldn’t Be Confusing
Your Retirement
Shouldn’t Be Confusing
Most families have done everything “right.” You worked hard, saved diligently, and followed the rules. But as retirement approaches or life shifts, you’re left wondering: Now what?
The financial world feels more complex than ever. Tax laws change, markets move, and far too often, the advice you get feels vague, generic, or disconnected from your real life.
Much of the industry still treats financial planning as a sales process… pushing products, chasing predictions, and speaking in jargon. That’s not a financial plan. That’s a transaction.
At Financial Enhancement Group, we care about Your Life After Work™ and you living the retirement you deserve. You need clear answers, not complexity. A team, not just an advisor. And a plan that addresses your entire financial journey, from retirement income and tax strategy to your legacy and the life you want to live.
That’s why we created the Family Focus® Process, built around the Five Critical Elements of your financial journey. It’s designed to help you reduce financial regrets, make confident decisions, spend without guilt, and pass on your values, not just your assets.
You’ve done the hard part.
Let us help you make the most of it.
Real Families.
Real
Clarity
.
Knowing we are working with fiduciaries at FEG gives us peace of mind.
Joe and the FEG Team have been a part of our financial lives before retirement and afterward. As regular listeners of the ‘Consider This Program,' we decided to go to Joe and the Team for a consultation; shortly thereafter, we joined the FEG family. They helped us navigate retirement with social security and pension decisions and continue to advise us on the best strategies for gifting, tax planning, legacy planning, and the minefield of required minimum distributions. Knowing we are working with fiduciaries at FEG gives us peace of mind.
Roger and Sandi Hudson
FEG Family since 2015
Ground crew chief and assistant superintendent,
McCordsville, IN
They have also been instrumental in helping us with the legacy planning and unique challenges that many families face.
We have worked with Joe and the FEG Team as we prepared to retire and are now a few years into retirement. They helped our family separate from the workforce with a peaceful mind. They have worked with our children and us on tax planning and gifting strategies. They have also been instrumental in helping us with the legacy planning and unique challenges that many families face. Joe is more than a fiduciary. He is the definition of trust. He has earned our firm belief in his integrity, ability, and character. We are totally reliant on him.
Jeff and Lois Miller
FEG Family since 2011
Retired plant manager and business owners,
Lafayette, IN
These statements are from families that are advised by Financial Enhancement Group. No compensation was paid for their testimonial outside of a complimentary copy of our book, Retirement Runway.
5 Critical Elements.
Your Financial Journey.
Your Financial Journey.
Your Life After Work
Our commitment is to be your financial guide/partner as you direct Your Life After Work™. Understanding the most tax-efficient methods of drawing your income in retirement is the key!
Tax Planning
Our investment team manages your family's assets with tax repercussions in mind and uses multiple strategies to capitalize on current tax policy.
Investment Playbook
We are fiduciaries, obligated by law to treat your money as if it were our own, as if we were in the same situation. We take that role very seriously.
Risk Management & Life Happens
By removing emotional reactions to commonly critical decisions, we partner alongside you and your family, providing informed responses to protect, protect your hard-earned assets.
Legacy Planning
Your legacy is about more than just money. You deserve to have your hopes, values, and resources conveyed to your beneficiaries using a simple, cost-effective, and manageable structure.
Read our latest 2-Minute Financial Insight
to discover clear, purpose-driven strategies to help reduce financial regrets and enjoy Your Life After Work™ with confidence
Preserving Family Assets Through Legacy Planning: How to Protect What You’ve Built
For many families, building wealth is only part of the journey. Preserving those assets and ensuring they benefit future generations is just as important. That’s
Are Annuities Right for You? Key Considerations in Financial Planning
Annuities are one of the most debated financial tools. Some people see them as a reliable source of income for life, while others avoid them
Listen to weekly episodes for clear, seven-minute (or less) answers that help reduce
financial regrets across all Five Critical Elements of your financial journey.
Join Our Upcoming Workshops & Events
Learn, Plan, Connect
From Finances in Focus workshops to private gatherings and special family events, each is built
to give you clear guidance, real community, and fewer financial regrets.
Request Joseph Clark, CFP® & FEG Team
The Voices of Common-Sense Finance
For more than 30 years, Joe Clark has helped families, students, and national audiences understand money without the jargon. As co-founder of Financial Enhancement Group, Joe leads a team of fiduciary advisors who combine technical wisdom with approachable storytelling, making complex financial topics relatable for every listener.
Together, Joe and the FEG team bring clarity and confidence to conversations that matter most… retirement income, tax strategy, and legacy planning. Their voice reflects decades of experience walking alongside families, not talking over them.
Joe has appeared on major TV networks, hosted radio programs, and spoken at conferences and universities nationwide. Alongside him, FEG advisors contribute depth across specialties, offering a collective perspective rooted in stewardship, trust, and care.
Whether you need a keynote address, a workshop leader, or a subject-matter guide for your publication, Joe and the FEG team deliver clarity, credibility, and practical advice your audience can act on.
Speaking Topics Include:
Retirement readiness and income planning
Tax-smart investing strategies
Family legacy and values-based planning
Fiduciary responsibility in financial advising
Joe has a way with words! He has helped us make sense of the complexity of the financial world, from tax planning to legacy planning.
Dr. Gary and Marie Brazel
FEG Family since 2003
These statements are from families that are advised by Financial Enhancement Group. No compensation was paid for their testimonial outside of a complimentary copy of our book, Retirement Runway.
Featured In
Buying a dozen copies for family and friends. It contains incredible wisdom and life lessons the younger generations can use today, but also great reminders for us baby boomers approaching retirement and to do so without fear, especially if the key principles presented in the book are followed.
Review by OKM on Amazon, see full review below.
Our Book
Retirement Runway
Move from Saving to Spending Without Regrets
Written by Joseph Clark, CFP®, Retirement Runway is a guide for those approaching or already in retirement who want to transition confidently from accumulation to distribution. The book shares the philosophy behind the Family Focus® Process and provides actionable steps for creating a retirement income plan, minimizing taxes, and passing on your values along with your wealth.
Through real stories and clear examples, Retirement Runway helps you:
- Understand the Five Critical Elements of your financial life
- Avoid common retirement planning mistakes
- Coordinate investments, taxes, and legacy in one cohesive plan
- Whether you’re just beginning to think about retirement or ready to fine-tune your strategy, Retirement Runway gives you the tools and perspective to live Your Life After Work™ without financial regrets.