The Better Giver
Why We Teach
The Better Giver
Giving isn’t just generous, it can be strategic. As a fiduciary wealth management firm, we believe generosity is a reflection of your values and a powerful tool for shaping your legacy.
That’s why we secretly call The Better Giver the “sixth critical element” of our process. It’s designed to help you give in ways that maximize impact, minimize taxes, and align with your long-term goals.
Ready to Learn How to Be a Better Giver?
how to Be a Better Giver. Sign up to attend our next live workshop or watch the recent workshops below.
Two Smart Ways to Give
Qualified Charitable Distributions (QCDs)
A QCD allows individuals aged 70½ or older to donate up to $108,000 (2025 limit) per year directly from an IRA to a qualified charity without paying income tax on the distribution.
- Keeps the distribution out of your taxable income
- Can satisfy all or part of your Required Minimum Distribution (RMD)
- Lets you give more without affecting your tax bracket
John, age 73, must take a $20,000 RMD this year. He sends $10,000 directly from his IRA to his church as a QCD. That $10,000 never appears as taxable income, potentially lowering his Medicare premiums and tax liability.
Donor-Advised
Funds (DAFs)
A DAF is a charitable account that allows you to make a gift now, receive an immediate tax deduction, and then recommend grants to charities over time.
- Take a deduction in the year you contribute, even if you distribute later
- Contribute appreciated assets (like stock) and avoid capital gains tax
- Create a family giving plan that can continue for generations
Susan gifts $25,000 of appreciated stock into her DAF, avoiding capital gains tax and taking a full deduction this year. Over the next several years, she recommends grants to multiple charities, spreading her impact while keeping the process simple.
Everything we have is entrusted to us for a season. One day, our resources, our time, and even our influence will pass to someone else. The question is… will they pass by default, or by design? When we give with intention, we do more than meet a need; we plant seeds that can bear fruit for generations.
As stewards, we’re called to use what’s in our hands today to make a lasting impact.
The opportunity is now.
“Give while it’s meaningful. Give while you’re here.”
Joseph Clark, CFP®
Managing Partner
Ready to Apply Better Giver Strategies to Your Plan?
Connect with our fiduciary team to see how Qualified Charitable Distributions (QCDs), a Donor-Advised Fund (DAF), or other giving strategies can fit your goals and tax picture so you can give with confidence.