{"id":17998,"date":"2023-11-20T03:45:46","date_gmt":"2023-11-20T08:45:46","guid":{"rendered":"https:\/\/yourlifeafterwork.com\/?p=17998"},"modified":"2023-11-17T13:19:35","modified_gmt":"2023-11-17T18:19:35","slug":"the-cost-of-guarantees","status":"publish","type":"post","link":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/","title":{"rendered":"The Cost of Guarantees"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"17998\" class=\"elementor elementor-17998\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-347f15c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"347f15c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f08014b\" data-id=\"f08014b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-209f311 elementor-widget elementor-widget-text-editor\" data-id=\"209f311\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 01-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Abraham is a well-known biblical character, but have you heard of his nephew Lot? Probably so, it was his wife who was turned into a pillar of salt as she looked back at the destruction of Sodom and Gomorrah. That story started much differently, though. Abraham and Lot cared for their own households but traveled together until there arose conflict between the two clans. So, they decided to go their own ways. It appeared Lot chose the better of the two routes as he headed to Sodom, with its lush fields and ripe harvest. He chose the no-brainer, guaranteed route. Or so he thought until the town was demolished.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f42a001 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f42a001\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ac8b5d\" data-id=\"3ac8b5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf2409c elementor-widget elementor-widget-text-editor\" data-id=\"bf2409c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too good to be true.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9550938 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9550938\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c95a53\" data-id=\"8c95a53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8bc6e15 elementor-widget elementor-widget-text-editor\" data-id=\"8bc6e15\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The concept of an annuity dates back to the Roman Empire, where individuals would make a single payment to receive annual payouts for life. This idea has endured through the ages, with annuities becoming a popular tool for retirement planning in the 20th century. The appeal was clear: people wanted a reliable source of income during their retirement years that they could not outlive.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c366584 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c366584\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8482a2d\" data-id=\"8482a2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aad18f0 elementor-widget elementor-widget-text-editor\" data-id=\"aad18f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>However, over time, the annuity market has witnessed a significant transformation. Annuity products have become increasingly complex, and the industry has been criticized for its opacity and high fees. Let's examine why many believe annuities have gotten out of hand.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c823477 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c823477\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8475fea\" data-id=\"8475fea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55efd50 elementor-widget elementor-widget-text-editor\" data-id=\"55efd50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1. Hidden Costs: Annuities often come with hidden fees, which can significantly reduce the returns on the investment. These fees include surrender charges, management fees, and commissions to the agents selling them.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c499cad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c499cad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a46e9c\" data-id=\"8a46e9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-781b479 elementor-widget elementor-widget-text-editor\" data-id=\"781b479\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>2. Complexity: Many annuity products are incredibly complex, making it challenging for consumers to understand the terms and benefits fully. This complexity often leads to misunderstandings and inappropriate purchases.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2dcacbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2dcacbf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13ed34e\" data-id=\"13ed34e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5101ad elementor-widget elementor-widget-text-editor\" data-id=\"e5101ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>3. Lack of Liquidity: Annuities lock your money into a contract, which means you can't access your funds without penalties for a set period. This lack of liquidity can be problematic if unexpected expenses arise.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0eb7791 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0eb7791\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b399aa9\" data-id=\"b399aa9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-838734d elementor-widget elementor-widget-text-editor\" data-id=\"838734d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>4. Unsuitable for All: Annuities aren't suitable for everyone, but they're sometimes sold as a one-size-fits-all solution. Different individuals have unique financial needs, and annuities may not be the best choice for everyone.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d90fdb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d90fdb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34af3f8\" data-id=\"34af3f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9abc538 elementor-widget elementor-widget-text-editor\" data-id=\"9abc538\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>As annuities have become more complex and potentially less favorable for consumers, a growing call for transparency and regulation has arisen within the industry. Individuals deserve to understand what they're purchasing and how it fits into their overall financial plan. Furthermore, agents selling annuities should be held to high ethical standards, putting their clients' interests first.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6519a48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6519a48\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b3fafe\" data-id=\"9b3fafe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65adfd6 elementor-widget elementor-widget-text-editor\" data-id=\"65adfd6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Annuities were originally conceived as a means of providing financial security and a fixed income that could not be outlived. However, the modern annuity landscape has veered off course for many consumers. Hidden fees, complexity, and a lack of liquidity have made annuities a controversial topic in the realm of personal finance. It's essential for individuals to approach annuities with caution, seeking transparency, education, and diversification. By doing so, annuities can serve their intended purpose and provide retirees with the financial stability they deserve without becoming a financial burden.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92fe512 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92fe512\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2fb22d\" data-id=\"a2fb22d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8453916 elementor-widget elementor-widget-text-editor\" data-id=\"8453916\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW194718921 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW194718921 BCX0\">Financial Enhancement Group is an SEC Registered Investment Advisor. Securities offered through World Equity Group, Inc. Member FINRA\/SIPC. Advisory services can be provided by Financial Enhancement Group (FEG) or World Equity Group. FEG and World Equity Group are separately owned and operated.\u00a0<\/span><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Abraham is a well-known biblical character, but have you heard of his nephew Lot? Probably so, it was his wife who was turned into a pillar of salt as she looked back at the destruction of Sodom and Gomorrah. That story started much differently, though. Abraham and Lot cared for their own households but traveled [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":18006,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","footnotes":""},"categories":[293,419,422,279,452,342,344,303,372,343,471,46,274,43],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Cost of Guarantees - The Financial Enhancement Group<\/title>\n<meta name=\"description\" content=\"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Cost of Guarantees - The Financial Enhancement Group\" \/>\n<meta property=\"og:description\" content=\"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too\" \/>\n<meta property=\"og:url\" content=\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\" \/>\n<meta property=\"og:site_name\" content=\"The Financial Enhancement Group\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-20T08:45:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-17T18:19:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2023\/11\/The-Cost-of-Guarantees.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kyle Kent\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kyle Kent\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\"},\"author\":{\"name\":\"Kyle Kent\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/f2e2c6884705a6a9ee961f6dff5f9156\"},\"headline\":\"The Cost of Guarantees\",\"datePublished\":\"2023-11-20T08:45:46+00:00\",\"dateModified\":\"2023-11-17T18:19:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\"},\"wordCount\":563,\"publisher\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/#organization\"},\"articleSection\":[\"401k\",\"5 Critical Elements\",\"Aging\",\"Appreciated Assets\",\"Assets\",\"Behavioral Finance\",\"Budget\",\"Compound Interest\",\"Dividends\",\"Emotional Trading\",\"Financial Planning\",\"Investing\",\"Lifestyle\",\"Retirement Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\",\"url\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\",\"name\":\"The Cost of Guarantees - The Financial Enhancement Group\",\"isPartOf\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/#website\"},\"datePublished\":\"2023-11-20T08:45:46+00:00\",\"dateModified\":\"2023-11-17T18:19:35+00:00\",\"description\":\"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too\",\"breadcrumb\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/yourlifeafterwork.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Cost of Guarantees\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#website\",\"url\":\"https:\/\/yourlifeafterwork.com\/\",\"name\":\"The Financial Enhancement Group\",\"description\":\"We Help Reduce Your Financial Regrets\",\"publisher\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/yourlifeafterwork.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#organization\",\"name\":\"The Financial Enhancement Group\",\"url\":\"https:\/\/yourlifeafterwork.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2020\/04\/FEG-Logo-Color-on-Transparent_full_crop-1-e1588176809215.png\",\"contentUrl\":\"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2020\/04\/FEG-Logo-Color-on-Transparent_full_crop-1-e1588176809215.png\",\"width\":350,\"height\":116,\"caption\":\"The Financial Enhancement Group\"},\"image\":{\"@id\":\"https:\/\/yourlifeafterwork.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/f2e2c6884705a6a9ee961f6dff5f9156\",\"name\":\"Kyle Kent\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fbcc10af4acbc431ac3a0aa22d93bcba?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fbcc10af4acbc431ac3a0aa22d93bcba?s=96&d=mm&r=g\",\"caption\":\"Kyle Kent\"},\"sameAs\":[\"http:\/\/www.yourlifeafterwork.com\"],\"url\":\"https:\/\/yourlifeafterwork.com\/author\/kyle-kent\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Cost of Guarantees - The Financial Enhancement Group","description":"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/","og_locale":"en_US","og_type":"article","og_title":"The Cost of Guarantees - The Financial Enhancement Group","og_description":"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too","og_url":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/","og_site_name":"The Financial Enhancement Group","article_published_time":"2023-11-20T08:45:46+00:00","article_modified_time":"2023-11-17T18:19:35+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2023\/11\/The-Cost-of-Guarantees.png","type":"image\/png"}],"author":"Kyle Kent","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kyle Kent","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#article","isPartOf":{"@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/"},"author":{"name":"Kyle Kent","@id":"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/f2e2c6884705a6a9ee961f6dff5f9156"},"headline":"The Cost of Guarantees","datePublished":"2023-11-20T08:45:46+00:00","dateModified":"2023-11-17T18:19:35+00:00","mainEntityOfPage":{"@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/"},"wordCount":563,"publisher":{"@id":"https:\/\/yourlifeafterwork.com\/#organization"},"articleSection":["401k","5 Critical Elements","Aging","Appreciated Assets","Assets","Behavioral Finance","Budget","Compound Interest","Dividends","Emotional Trading","Financial Planning","Investing","Lifestyle","Retirement Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/","url":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/","name":"The Cost of Guarantees - The Financial Enhancement Group","isPartOf":{"@id":"https:\/\/yourlifeafterwork.com\/#website"},"datePublished":"2023-11-20T08:45:46+00:00","dateModified":"2023-11-17T18:19:35+00:00","description":"No-brainer guarantees are not always as they seem. And while you most likely won\u2019t turn into a statue by buying an annuity, they offer guarantees that seem too","breadcrumb":{"@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/yourlifeafterwork.com\/the-cost-of-guarantees\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/yourlifeafterwork.com\/"},{"@type":"ListItem","position":2,"name":"The Cost of Guarantees"}]},{"@type":"WebSite","@id":"https:\/\/yourlifeafterwork.com\/#website","url":"https:\/\/yourlifeafterwork.com\/","name":"The Financial Enhancement Group","description":"We Help Reduce Your Financial Regrets","publisher":{"@id":"https:\/\/yourlifeafterwork.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/yourlifeafterwork.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/yourlifeafterwork.com\/#organization","name":"The Financial Enhancement Group","url":"https:\/\/yourlifeafterwork.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/yourlifeafterwork.com\/#\/schema\/logo\/image\/","url":"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2020\/04\/FEG-Logo-Color-on-Transparent_full_crop-1-e1588176809215.png","contentUrl":"https:\/\/yourlifeafterwork.com\/wp-content\/uploads\/2020\/04\/FEG-Logo-Color-on-Transparent_full_crop-1-e1588176809215.png","width":350,"height":116,"caption":"The Financial Enhancement Group"},"image":{"@id":"https:\/\/yourlifeafterwork.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/f2e2c6884705a6a9ee961f6dff5f9156","name":"Kyle Kent","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/yourlifeafterwork.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fbcc10af4acbc431ac3a0aa22d93bcba?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbcc10af4acbc431ac3a0aa22d93bcba?s=96&d=mm&r=g","caption":"Kyle Kent"},"sameAs":["http:\/\/www.yourlifeafterwork.com"],"url":"https:\/\/yourlifeafterwork.com\/author\/kyle-kent\/"}]}},"_links":{"self":[{"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/posts\/17998"}],"collection":[{"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/comments?post=17998"}],"version-history":[{"count":15,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/posts\/17998\/revisions"}],"predecessor-version":[{"id":18010,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/posts\/17998\/revisions\/18010"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/media\/18006"}],"wp:attachment":[{"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/media?parent=17998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/categories?post=17998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourlifeafterwork.com\/wp-json\/wp\/v2\/tags?post=17998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}